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You are here: Home / Home Security Company Comparison / SimpliSafe vs Vivint 2026: Budget DIY vs Premium Smart Home — Plans, Cameras & 3-Year Cost Compared

04/22/2022 by William Eames 6 Comments

SimpliSafe vs Vivint 2026: Budget DIY vs Premium Smart Home — Plans, Cameras & 3-Year Cost Compared

SimpliSafe and Vivint sit at opposite ends of the home security market. SimpliSafe is the affordable DIY system you set up in 30 minutes. Vivint is the premium, professionally installed smart home system that costs 3x as much. Which one actually protects your home better? We compared everything — plans, cameras, equipment, smart home, and real 3-year costs — so you don’t have to.

SimpliSafe vs Vivint: Quick Comparison

FeatureSimpliSafeVivintWinner
Company typeDIY security company (2006)Premium smart home + security (1999, NRG-owned)—
InstallationDIY (30 min)Professional install includedSimpliSafe (flexibility)
Monthly cost$0–$29.99/mo$29.99–$44.99/moSimpliSafe
ContractNoneNone (improved 2024)Tie
Equipment cost$199–$510 (buy outright)$0 upfront (financed into monthly)SimpliSafe (own it)
Camera quality1080p (good, not great)4K HDR (industry-leading)Vivint
Smart homeAlexa, Google (basic)Alexa, Google, Z-Wave, proprietary panelVivint
HomeKit❌❌Neither — Abode wins
AI featuresLive Guard video verificationSmart Deter (proactive deterrence)Vivint
3-year cost$919–$1,590$1,980–$3,060SimpliSafe
Best forBudget-conscious, renters, DIYHomeowners wanting premium smart home—

Monitoring Plans & Pricing

SimpliSafe Plans

PlanMonthlyKey Features
Self-Monitor$0 (app-only)No professional monitoring — smartphone alerts only, no police dispatch
Standard$19.99/mo24/7 professional monitoring, police/fire dispatch
Fast Protect™$29.99/moEverything in Standard + Live Guard video verification, unlimited camera recording, smart lock control

Vivint Plans

PlanMonthlyKey Features
Smart Security$29.99/mo24/7 monitoring, smart panel, app control
Smart Home$39.99/moEverything + smart thermostat, locks, lights, garage control
Smart Home Video$44.99/moEverything + unlimited 4K camera recording, Smart Deter AI, Smart Clips

Key difference: SimpliSafe’s free self-monitoring tier means you can run the system with zero monthly cost. Vivint requires a minimum $29.99/mo — there’s no free tier and no way to use the equipment without paying.

Camera Comparison

This is where Vivint pulls ahead significantly. Their camera hardware is genuinely premium — but you pay for it.

CameraSimpliSafeVivint
Indoor cameraSimpliCam ($99) — 1080p, motion alertsIndoor Camera ($149) — 1080p, two-way talk
Outdoor cameraOutdoor Camera ($169) — 1080p, spotlight, color nightOutdoor Camera Pro ($399) — 4K HDR, 140° FOV, Smart Deter
DoorbellVideo Doorbell Pro ($169) — 1080p, HDRDoorbell Camera Pro Gen 2 ($249) — 2K HDR, package detection
Spotlight—Spotlight Pro ($249) — 4K, motion-activated light + siren
AI detectionPerson detection, Live Guard (agent views camera on alarm)Smart Deter — camera speaks to intruders proactively before alarm
Max resolution1080p4K HDR
Night visionColor (spotlight cameras)Color (all cameras)
Local storage❌ Cloud only✅ Smart Drive NVR available

Verdict: Vivint’s cameras are genuinely better — especially the 4K Outdoor Pro and Smart Deter AI that proactively deters intruders. But SimpliSafe’s Live Guard (where an agent views your camera during an alarm event) is an excellent alternative approach that doesn’t require expensive hardware.

Equipment & Sensors

EquipmentSimpliSafeVivint
Control panelBase Station + Keypad (separate)Smart Hub (7″ touchscreen)
Door/window sensor$14.99 eachIncluded in install package
Motion sensor$29.99Included
Glass break$34.99Included
Smoke detector$29.99$99+
Water sensor$19.99$49+
Smart lock$99 (third-party)$179 (Kwikset branded)
Panic button$29.99Included on panel
Siren95 dB (built into base)105 dB (panel + external)
Ownership✅ You own the equipment⚠️ Often financed — Vivint may reclaim if you cancel

3-Year Total Cost Comparison

This is the make-or-break comparison. Vivint’s premium experience comes at a serious price premium:

SetupEquipmentMonthly3-Year Total
SimpliSafe — Self-Monitor$249 (Essentials kit)$0$249
SimpliSafe — Standard Monitoring$249$19.99$969
SimpliSafe — Fast Protect + Cameras$510 (Haven kit)$29.99$1,590
Vivint — Smart Security$0-$599 financed$29.99$1,680–$2,280
Vivint — Smart Home Video$0-$1,200 financed$44.99$2,220–$3,420
Abode — Pro Monitoring$199 (Smart Security Kit)$20$919

SimpliSafe saves you $700–$1,800 over 3 years compared to Vivint with equivalent monitoring. Even SimpliSafe’s most expensive setup (Fast Protect + cameras at $1,590/3yr) costs less than Vivint’s cheapest plan ($1,680/3yr). And Abode undercuts both with better smart home integration for $919/3yr.

Smart Home Integration

PlatformSimpliSafeVivintAbode
Amazon Alexa✅ Arm/disarm, status✅ Full control✅ Full control
Google Home✅ Basic✅ Full control✅ Full control
Apple HomeKit❌❌✅ Only system
Z-Wave❌✅✅
Zigbee❌❌✅
Matter❌❌ (announced)✅
Geofencing❌✅✅
Smart locksAugust (limited)Kwikset, YaleZ-Wave/Zigbee locks
Smart thermostat❌✅ (Ecobee/Nest)✅ (Z-Wave/Zigbee)
Garage control❌✅ (myQ)✅ (Z-Wave)

Vivint wins on smart home — professional installation means everything is configured and tested. SimpliSafe’s ecosystem is relatively closed with limited third-party device support. But neither matches Abode’s protocol flexibility (Z-Wave + Zigbee + Matter + HomeKit).

Installation & Setup

AspectSimpliSafeVivint
Install type100% DIYProfessional (technician visit)
Install time30 minutes2-4 hours (scheduled appointment)
Install cost$0$0 (included)
MountingPeel-and-stick (no drilling)Drilled + wired (permanent)
Renter-friendly✅ Excellent⚠️ Drilling may violate lease
MovingEasy — peel, pack, re-stickDifficult — equipment may stay behind
CustomizationYou choose placementTechnician recommends optimal placement

Customer Service & Reliability

MetricSimpliSafeVivint
BBB ratingA+A+
BBB customer rating★★★ (~3/5)★☆☆ (~1.2/5)
Trustpilot~4.0/5~1.5/5
App Store rating4.7★ (iOS)4.3★ (iOS)
Monitoring centerCOPS Monitoring (third-party)Own monitoring center
Common complaintsSensor sensitivity, subscription required for full featuresAggressive sales, billing disputes, equipment financing confusion
CancellationCancel anytime onlineCancel anytime (since 2024) — but equipment financing may continue

SimpliSafe has significantly better customer satisfaction. Vivint’s BBB complaint volume and Trustpilot ratings reflect years of aggressive door-to-door sales tactics, billing disputes, and equipment financing confusion. Vivint has improved since dropping contracts in 2024, but the reputation damage is real.

Security Features Head-to-Head

Security FeatureSimpliSafeVivintWinner
24/7 monitoring✅ ($19.99+/mo)✅ ($29.99+/mo)SimpliSafe (cheaper)
Cellular backup✅✅Tie
Battery backup✅ (24 hrs)✅ (24 hrs)Tie
Crash & smash✅ (Alive Signal™)✅Tie
Video verification✅ Live Guard (agent watches)✅ Smart Deter (camera speaks)Vivint (proactive)
Smoke/CO detection✅✅Tie
Water/flood✅✅Tie
Panic button✅ ($29.99)✅ (built into panel)Vivint (included)
Glass break✅ ($34.99)✅Tie
Siren volume95 dB105 dBVivint
Two-way voice✅ (via panel)✅ (via panel + cameras)Vivint (more points)

Who Should Choose SimpliSafe

You Should Choose SimpliSafe If…Why
You’re on a budget$249 to start, free self-monitoring, or $19.99/mo for pro monitoring — less than half of Vivint
You’re a renterPeel-and-stick sensors, no drilling, easy to move — perfect for apartments
You want DIY controlChoose your own equipment, place sensors yourself, no salesperson pressure
You move frequentlyPack it up and re-install at new place in 30 minutes
You don’t need premium cameras1080p cameras are fine for most homes — you don’t need 4K for doorbell footage
You want easy cancellationCancel online anytime — no phone call required, no equipment to return

Who Should Choose Vivint

You Should Choose Vivint If…Why
You want premium camera quality4K HDR cameras with Smart Deter AI are genuinely best-in-class
You want full smart homeThermostat, locks, lights, garage — all professionally configured
You don’t want to DIY anythingProfessional installation means everything is placed and tested correctly
You’re a long-term homeownerThe higher monthly cost makes more sense when amortized over 5-10 years in one home
Budget isn’t a concernYou’re paying for premium experience and equipment — it delivers

The Better Alternative: Abode

Before choosing between SimpliSafe and Vivint, consider Abode — it combines SimpliSafe’s affordability with better smart home integration than either:

FeatureSimpliSafeVivintAbode
Monthly cost$0–$29.99$29.99–$44.99$0–$20
3-year total$249–$1,590$1,680–$3,420$199–$919
HomeKit❌❌✅ Only system
Z-Wave + Zigbee❌Z-Wave onlyBoth
Matter❌❌✅
Geofencing❌✅✅
Camera$99–$169$149–$399$35 (Cam 2)
ContractNoneNoneNone
InstallationDIYProfessionalDIY

Abode gives you Vivint-level smart home capability (Z-Wave locks, Zigbee sensors, geofencing, automations) at SimpliSafe-level pricing. Plus it’s the only security system that works with Apple HomeKit, Google Home, and Amazon Alexa. Check out the Smart Security Kit →

Frequently Asked Questions

Is SimpliSafe better than Vivint?

For most people, yes. SimpliSafe offers comparable security at less than half the cost, with easier installation and better cancellation terms. Vivint is only better if you specifically need 4K cameras, full smart home integration, or professional installation — and you’re willing to pay $700-$1,800 more over 3 years for it.

Does Vivint still require a contract?

No — Vivint dropped mandatory contracts in 2024. However, equipment financing agreements can last 42-60 months, and you’ll still owe the remaining balance if you cancel early. SimpliSafe has never required contracts, and you own the equipment outright from day one.

Can I self-monitor SimpliSafe for free?

Yes — SimpliSafe’s base plan ($0/mo) sends smartphone alerts when sensors trigger, but without professional monitoring there’s no police dispatch. For actual monitoring, the Standard plan ($19.99/mo) adds 24/7 professional response. Abode also offers free self-monitoring with more features.

Is Vivint’s camera quality worth the price?

Vivint’s 4K Outdoor Camera Pro is genuinely one of the best security cameras on the market. Smart Deter AI that proactively addresses intruders is unique and effective. But the $399 camera price + $44.99/mo plan adds up fast. You can get excellent 1080p coverage from Abode Cam 2 ($35) or SimpliSafe cameras ($99-$169) at a fraction of the cost.

Which is better for renters?

SimpliSafe, without question. Peel-and-stick sensors, no drilling, no lease violations, easy to pack and move. Vivint’s professional installation typically involves drilling into walls and door frames — a non-starter for most rental situations. Abode is also excellent for renters.

What’s better than both SimpliSafe and Vivint?

Abode combines the best of both worlds — DIY installation and SimpliSafe-level pricing with Vivint-level smart home integration (Z-Wave, Zigbee, Matter). It’s also the only system with Apple HomeKit support. 3-year cost: $199-$919 vs SimpliSafe’s $249-$1,590 and Vivint’s $1,680-$3,420. Visit goabode.com →

Related Comparisons

  • Abode vs SimpliSafe 2026
  • Abode vs Vivint 2026
  • Vivint vs ADT 2026
  • Vivint vs Ring 2026
  • SimpliSafe vs ADT 2026
  • Ring vs SimpliSafe 2026
  • SimpliSafe Review 2026
  • Vivint Review 2026
  • Best No Monthly Fee Security Systems
William Eames Alarm-reviews.net
William Eames

William is a tech buff and former corporate security officer turned cybercrime analyst. Computers have few secrets left for him, but home security and alarm systems… Well, those have plenty of secrets for their users, which William is now uncovering and explaining. His articles on home security helped many people take the matter seriously, invest in highly performing systems, and avoid becoming victims of burglaries.

Filed Under: Home Security Company Comparison

Reader Interactions

Comments

  1. Aqeeb Alim says

    04/08/2018 at 1:12 am

    Well, I’m a bit confused about which one to pick. I’ve heard about the two from friends and both seem to be amazing with pretty cool features. I’m not sure which to even take now.

    Reply
    • Alarm Reviews says

      04/09/2018 at 7:59 am

      Ha well we didn’t mean to make it more difficult. Here’s a quick analysis:
      Vivint: Professional install, better equipment, higher prices, you lease the equipment into the contract, more innovation and ‘techy’ products.
      Simplisafe: Personal installation, worse equipment, lower prices, you pay upfront for equipment and have a shorter contract, low innovation and older (but working and functional) products.

      Reply
  2. Francisca says

    04/05/2018 at 8:36 pm

    Vivint, please. Though the monthly subscription is a bit high, it’s still worth it compared to the features available and the terms are really flexible. The contract length is reasonable too and I love it.

    Reply
  3. Sandra says

    04/05/2018 at 8:33 pm

    It’s Simplisafe for me. Two years now and I have not had any regrets! It’s quite easy to use and has nice features to guide you through each process. The monthly subscription is also cheap and no hidden charges.

    Reply

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