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You are here: Home / Uncategorized / Vivint vs ADT 2026: Premium Plans, 3-Year Costs, and a Cheaper DIY Option

03/11/2026 by Andrew Becker Leave a Comment

Vivint vs ADT 2026: Premium Plans, 3-Year Costs, and a Cheaper DIY Option

Vivint vs ADT 2026: Premium Smart Home Security Head-to-Head

Vivint and ADT are the two biggest names in professionally-installed home security. Vivint positions itself as the premium smart home + security provider, while ADT leverages 150 years of brand trust and its new Google Nest partnership. Both charge top dollar — but which one actually delivers more value?

We compared every detail: equipment, monthly costs, contracts, smart home features, cameras, and 3-year total cost of ownership. Plus, we’ll show you a DIY alternative that matches their features at a fraction of the price.

Quick Comparison

FeatureVivintADTAbode (DIY)
TypePro-installed smart home + securityPro-installed or DIY securityDIY smart home + security
Monthly Cost$29.99–$44.99/mo$28.99–$59.99/mo$0–$20/mo
ContractNo contract (financing available)None (Self Setup) / 36 months (Pro)No contract
Equipment Cost$599–$2,000+$0 (Pro) / $199–$599 (Self Setup)$199–$499
Professional Monitoring✅ 24/7✅ 24/7✅ Optional ($20/mo)
Self-Monitoring❌ Not available❌ Not on Pro plans✅ Free
InstallationProfessional onlyProfessional or DIYDIY (15 min)
Smart Home Hub✅ Vivint Smart Hub❌ No hub (app-based)✅ Abode Gateway
CamerasVivint cameras (indoor/outdoor/doorbell)Google Nest camerasAbode Cam 2
Smart Home ProtocolsZ-Wave, ZigbeeGoogle Home ecosystemZ-Wave, Zigbee, HomeKit
HomeKit❌ No❌ No✅ Yes
Doorbell Camera✅ Vivint Doorbell Pro Gen 2✅ Google Nest Doorbell❌ No (third-party compatible)
Car Guard/GPS✅ Vivint Car Guard❌ No❌ No

Vivint Plans & Pricing

Vivint simplified its pricing but it’s still premium. All plans include professional monitoring and require Vivint equipment.

PlanMonthlyWhat’s Included
Smart Security$29.99/mo24/7 monitoring, smart hub, sensors, app control
Smart Home$39.99/moEverything above + smart thermostat, smart lock, garage control
Smart Home Video$44.99/moEverything above + indoor/outdoor cameras, doorbell cam, 30-day cloud storage

Equipment financing: Vivint offers 0% APR financing over 42-60 months. A typical full system runs $1,200–$2,000+ upfront or $20–$40/mo financed on top of the monitoring fee.

ADT Plans & Pricing

ADT now has two paths: Self Setup (DIY, Google Nest hardware) and Pro Install (professional installation, 36-month contract).

PathPlanMonthlyContract
Self SetupSelf Setup+$28.99/moNone
Self SetupSmart Home$32.99/moNone
Pro InstallHome$28.99/mo36 months
Pro InstallSmart Home$34.99/mo36 months
Pro InstallSmart Home+$39.99/mo36 months
Pro InstallComplete$59.99/mo36 months

3-Year Cost Comparison

This is where it gets real. Including equipment and monthly fees over 3 years:

SetupEquipmentMonthly3-Year Total
Vivint Smart Security$599$29.99$1,679
Vivint Smart Home Video$1,499$44.99$3,119
ADT Self Setup+$199$28.99$1,243
ADT Pro Install Smart Home+$0*$39.99$1,440
ADT Pro Install Complete$0*$59.99$2,160
Abode Free (self-monitor)$199$0$199
Abode Connect+$199$8$487
Abode Pro (24/7 monitoring)$199$20$919

*ADT Pro Install includes equipment with contract. Early termination fees apply (75% of remaining contract).

The numbers don’t lie: Abode’s most expensive plan (Pro with 24/7 monitoring) costs less over 3 years than any Vivint or ADT option.

Smart Home Features Compared

FeatureVivintADTAbode
Z-Wave devices✅❌ (Pro Install only)✅
Zigbee devices✅❌✅
Apple HomeKit❌❌✅
Google Home✅✅ (native)✅
Amazon Alexa✅✅✅
Smart locks✅ (Kwikset/Yale)✅ (Yale)✅ (any Z-Wave lock)
Smart thermostat✅ (Vivint Element)✅ (Google Nest)✅ (any Z-Wave/ecobee)
Garage control✅✅✅ (via Z-Wave)
Custom automationsLimited (app-based)Limited (Google Home)✅ (CUE automations + HomeKit scenes)
Local processing✅ Smart Hub❌ Cloud-dependent✅ Gateway

Camera Comparison

Camera FeatureVivintADT (Google Nest)Abode
Indoor cameraVivint Indoor CameraNest Cam (indoor)Abode Cam 2
Outdoor cameraVivint Outdoor Camera ProNest Cam (outdoor/battery)Abode Cam 2 (outdoor mount)
Doorbell cameraVivint Doorbell Pro Gen 2Nest Doorbell (battery/wired)❌ (third-party)
Resolution1080p–4K1080p (Nest Cam)1080p
Cloud storage30 days (with plan)Included with Nest Aware3 days free / 14+ days with plan
Local storage❌❌✅ (microSD)
Person detection✅ AI-powered✅ Google AI✅
Package detection✅✅❌

Security Features

Security FeatureVivintADTAbode
24/7 Professional monitoring✅ Required✅ Required (Pro) / Optional (Self Setup)✅ Optional ($20/mo)
Cellular backup✅✅✅
Battery backup✅ 24 hours✅✅ 8+ hours
Crash & smash protection✅✅✅
Smoke/CO detection✅✅✅ (with listeners)
Water/flood sensor✅✅✅
Panic button✅✅✅
Medical alert✅✅✅
Geo-services✅✅ (via Google)✅

Who Should Choose Vivint?

  • Want everything professionally installed: Vivint’s technicians set up, configure, and optimize your entire system.
  • Need a car tracker: Vivint Car Guard is a unique offering for vehicle GPS and OBD monitoring.
  • Want a dedicated smart home hub: Vivint’s Smart Hub with 7″ touchscreen serves as a control center.
  • Value AI camera features: Vivint’s cameras offer package detection, person detection, and smart deter features.

Who Should Choose ADT?

  • Want brand trust + insurance discounts: ADT’s name recognition often gets bigger homeowner’s insurance discounts than lesser-known brands.
  • Google ecosystem users: ADT’s Self Setup line uses Nest cameras and integrates natively with Google Home.
  • Want DIY option from a big brand: ADT Self Setup offers no-contract DIY with professional monitoring.
  • Need the largest dealer network: ADT has local installers/service everywhere in the US.

Who Should Skip Both and Go DIY?

  • Budget-conscious buyers: Abode saves $720–$2,900 over 3 years compared to Vivint and ADT.
  • Apple HomeKit users: Neither Vivint nor ADT supports HomeKit. Abode is the only HomeKit-compatible DIY alarm.
  • Self-monitoring preferred: Both Vivint and ADT require paid plans. Abode’s free tier includes full app control and notifications.
  • Smart home tinkerers: Abode’s Z-Wave + Zigbee + HomeKit gives you far more flexibility than either premium system.
  • No contract wanted: Abode has no contracts, no commitments, cancel anytime.

FAQ

Is Vivint better than ADT?

Vivint offers better smart home integration (Z-Wave, Zigbee, dedicated hub) and more advanced AI camera features. ADT offers better brand recognition, insurance discounts, and a DIY option (Self Setup). Neither is clearly “better” — it depends on whether you want smart home tech (Vivint) or a trusted brand with flexible install options (ADT). For most buyers, a DIY system like Abode offers similar features at 50-80% lower cost.

Can I self-monitor with Vivint or ADT?

No. Both require paid professional monitoring on their main plans. ADT Self Setup requires a minimum $28.99/mo plan. Abode is the DIY alternative with free self-monitoring and optional professional monitoring at $20/mo.

Which is cheaper: Vivint or ADT?

ADT is generally cheaper, especially with Self Setup ($28.99/mo, no contract). Vivint’s cheapest plan is $29.99/mo but requires expensive equipment ($599+). Over 3 years, ADT Self Setup+ costs about $1,243 vs Vivint’s $1,679. Abode Pro (with 24/7 monitoring) costs just $919 over the same period.

Do Vivint or ADT work with Apple HomeKit?

No. Neither Vivint nor ADT supports Apple HomeKit. If you want HomeKit integration with your alarm system, Abode is currently the only option among major security brands.

Can I switch from Vivint to ADT or vice versa?

Yes, but check for early termination fees. Vivint no longer requires contracts but may have equipment financing remaining. ADT Pro Install has a 36-month contract with early termination fees (75% of remaining balance). Consider switching to a no-contract DIY system like Abode to avoid future lock-in.

What’s the best alternative to both Vivint and ADT?

Abode offers professional monitoring ($20/mo), smart home integration (Z-Wave, Zigbee, HomeKit, Alexa, Google), DIY installation, and no contracts — for a fraction of what Vivint and ADT charge. It’s the best of both worlds without the premium price tag.

Related Comparisons

Vivint Comparisons

  • Vivint Smart Home Review 2026 — Full standalone review
  • Abode vs Vivint 2026 — DIY vs premium pro-install
  • Vivint vs Ring 2026 — Premium vs mid-range
  • Cove vs Vivint 2026 — Budget vs premium
  • Vivint vs SimpliSafe 2026
  • Frontpoint vs Vivint 2026
  • Brinks vs Vivint 2026

ADT Comparisons

  • ADT Home Security Review 2026 — Full standalone review
  • Ring vs ADT 2026 — Amazon DIY vs legacy pro-install
  • Brinks vs ADT 2026 — Two pro-install brands compared
  • ADT vs Eufy 2026 — Pro monitoring vs local storage cameras
  • Nest vs ADT 2026 — Google ecosystem deep dive
  • Wyze vs ADT 2026 — Budget cameras vs pro security

Guides

  • Abode Review 2026 — The DIY alternative mentioned throughout
  • How to Cancel Your Security Contract
  • Best Home Security for Renters
  • DIY Home Security Guide
  • Best Home Security Systems 2026

Related Premium Security Comparisons

  • Frontpoint vs Vivint
  • Nest vs ADT (2026)
Andrew Becker

With over 20 years of experience evaluating home security technologies, Andrew is a trusted home security expert. He specializes in DIY home security systems, indoor and outdoor security cameras, doorbell cameras, and safety software such as password managers. Andrew uses in-depth research to provide accurate and actionable insights. His work helps you make better decisions to protect your home.

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#1: Abode

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#2: FrontPoint

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#3: ADT Monitoring

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