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You are here: Home / Home Security Reviews / SAFE Security Review 2026: D+ BBB Rating, Hidden Contracts & 3 Better Alternatives

02/27/2022 by William Eames 8 Comments

SAFE Security Review 2026: D+ BBB Rating, Hidden Contracts & 3 Better Alternatives

SAFE Security: Company Overview

SAFE Security (the blue lighthouse logo) is a home security provider that has operated for over 20 years across 25+ states. On paper, they offer the full package: professional monitoring, smart home integration, and both self-setup and professional installation. In practice, SAFE Security has become one of the most complained-about security companies in the industry.

DetailSAFE Security
Founded1990s (Portland, OR)
Coverage25+ states
Monitoring24/7 central station
Contracts36–60 months (auto-renew)
Monthly Cost$30–55/month
EquipmentAlarm.com platform, dealer hardware
BBB RatingD+ (as of 2026)
Trustpilot~1.5/5 stars
Our Rating1.5/5 ⭐

Why SAFE Security Has So Many Complaints

SAFE Security follows the worst practices in the dealer alarm model. Here’s what customers consistently report:

ProblemWhat Customers ReportHow It Traps You
Hidden contract termsSalespeople verbally promise “no contract” or “easy cancel”Written agreement has 36–60 month commitment with ETF
Auto-renewal clausesContract auto-renews for 12–24 months if you don’t cancel 30–60 days before expirationMiss the window by one day? You’re locked in another year
Aggressive door-to-door salesHigh-pressure tactics, especially targeting elderly homeownersSign before reading, regret later
Equipment markupStandard Alarm.com equipment sold at 3–5x retail markupSame sensors you can buy on Amazon for $15 cost $75+
Cancellation runaroundMultiple calls, transfers, “retention specialists” who won’t let you goProcess designed to frustrate you into staying
Billing issuesCharges continuing after cancellation, rate increases without noticeMust dispute with credit card company after failed calls
Service qualitySlow response to technical issues, outdated equipment not replacedPaying premium prices for subpar service

SAFE Security’s Dealer Model Problem

Like Brinks Home, Guardian, and other dealer-network companies, SAFE Security doesn’t sell directly to most customers. Instead, independent dealers sell SAFE contracts door-to-door, earning commissions of $500–$1,500 per contract.

Dealer Model StepWhat HappensWhy It’s Bad for You
1. Dealer knocks on doorOffers “free equipment” and “low monthly rate”Equipment isn’t free — it’s financed into your monthly payment
2. You sign a contract36–60 month agreement with ETFTotal cost: $1,080–$3,300+ over contract term
3. Dealer gets paid$500–$1,500 commission per accountIncentivized to sell, not to ensure good fit
4. SAFE provides monitoringCentral station monitors your systemSame service available from DIY systems for $0–20/month
5. Contract expiresAuto-renews if you don’t cancel in writing 30–60 days priorDesigned to trap you in perpetual renewals

SAFE Security: 3-Year Cost Analysis

Here’s what you actually pay with SAFE Security compared to modern alternatives:

SystemHardwareMonthlyContract3-Year Total
SAFE Security“Free” (financed)$30–5536–60 months$1,080–$1,980
ADT (Pro Install)$0–$250$29–6036 months$1,044–$2,410
Abode$199$0–20None$199–$919
Ring$199$0–20None$199–$919
SimpliSafe$199–$460$0–28None$199–$1,468

The math is brutal: Over 3 years, SAFE Security costs $160–$1,060 more than Abode — and Abode gives you better equipment, no contract, and more features.

How to Cancel SAFE Security

If you’re currently a SAFE Security customer, here’s your escape plan:

SituationWhat to DoExpected Outcome
Within 3-day cooling-off periodCancel immediately in writing (FTC Cooling-Off Rule)Full refund, no penalty — federal law protects you
Contract still activeCalculate remaining months × monthly rate × 75% (typical ETF)Pay ETF or negotiate reduction — always ask for a manager
Near contract endSend cancellation letter via certified mail 60+ days before expirationClean exit — don’t miss the window or you auto-renew
Already auto-renewedFile BBB complaint, contact state AG, dispute charges with credit cardOften gets reduced ETF or cancellation — companies hate AG complaints
Billing after cancellationDispute with credit card company, file FTC complaintCredit card company reverses charges — keep all documentation

For a detailed cancellation guide, see our How to Cancel Your Home Security Contract post.

Best SAFE Security Replacements

SystemWhy It’s Better Than SAFEHardwareMonthlyContract
Abode ⭐Only HomeKit system, Z-Wave/Zigbee hub, free self-monitoring, cellular backup from $6/mo$199$0–20None
RingAmazon ecosystem, huge camera lineup, Neighbors app community$199$0–20None
SimpliSafeEasiest setup, Fast Protect monitoring, good cameras$199–$460$0–28None

SAFE Security vs Abode: Head-to-Head

FeatureSAFE SecurityAbode
Monthly cost$30–55$0 (free self-monitoring)
Contract36–60 monthsNone — month-to-month
Equipment ownershipOften leased/financedYou own it outright
Smart home hubAlarm.com (limited)Z-Wave + Zigbee + HomeKit + Matter
CamerasAlarm.com cameras (pricey)Abode Cam 2 ($35) + any IP camera
App qualityAlarm.com (good app, dealer-locked)Abode app (4.5★ iOS/Android)
InstallationPro or self-installDIY — 15 minutes
CancellationETF + certified mail + runaroundCancel anytime, no fee
BBB ratingD+A+
3-year total$1,080–$1,980$199–$919

Red Flags: How to Spot a Bad Security Company

SAFE Security exhibits every red flag we warn about. Use this checklist when evaluating any security provider:

Red FlagWhat It MeansSAFE Security?
Door-to-door salesHigh-pressure, commission-driven, verbal promises don’t match contract✅ Yes
“Free” equipmentCost is hidden in monthly payments — you pay 3–5x retail over contract✅ Yes
36+ month contractsLock-in designed to prevent switching, not to serve you✅ Yes (36–60 mo)
Auto-renewal clausesMiss cancellation window = another 12–24 months automatically✅ Yes
BBB rating below BPattern of unresolved complaints✅ Yes (D+)
Cancellation difficultyDesigned to frustrate you into staying — multiple calls, transfers, retention✅ Yes

For more, see our Door-to-Door Security Scams Guide.

Frequently Asked Questions

Is SAFE Security a scam?

SAFE Security is a legitimate company with real monitoring services, but their business practices — aggressive door-to-door sales, hidden contract terms, auto-renewal traps, and difficult cancellation — are predatory. They’re not technically a scam, but they operate in ways that consistently harm customers.

How do I cancel SAFE Security?

Send a cancellation letter via certified mail (return receipt requested) at least 60 days before your contract expiration date. Keep copies of everything. If they continue charging you, dispute with your credit card company and file a BBB complaint. See our cancellation guide for detailed steps.

Does SAFE Security use Alarm.com?

Yes, SAFE Security uses the Alarm.com platform for monitoring and their mobile app. Alarm.com itself is a solid platform — the problem is SAFE’s dealer markup, contracts, and customer service, not the underlying technology.

What’s the early termination fee for SAFE Security?

Typically 75–100% of remaining contract balance. On a $40/month plan with 24 months remaining, that’s $720–$960. Always negotiate — many customers report getting ETFs reduced by 25–50% after threatening to file a BBB complaint.

Can I keep my SAFE Security equipment if I cancel?

It depends on your contract. If you own the equipment (paid upfront or financed and paid off), you can reuse sensors with services like Alarm Grid or Alarm Relay. If the equipment is leased, you may need to return it. Check your agreement carefully.

What should I replace SAFE Security with?

Abode is our top recommendation. You get better equipment, a smarter app, HomeKit integration, and no contracts — all for $199 upfront with free self-monitoring. Even with Abode’s premium Pro plan ($20/month), you’ll save $360–$1,260 over 3 years compared to SAFE Security.

William Eames Alarm-reviews.net
William Eames

William is a tech buff and former corporate security officer turned cybercrime analyst. Computers have few secrets left for him, but home security and alarm systems… Well, those have plenty of secrets for their users, which William is now uncovering and explaining. His articles on home security helped many people take the matter seriously, invest in highly performing systems, and avoid becoming victims of burglaries.

Filed Under: Home Security Company Comparison, Home Security Reviews, Home Security Systems

Reader Interactions

Comments

  1. Pamela says

    05/10/2018 at 11:54 pm

    Now that has put me off ALREADY. I don’t care what you offer even if it’s the best in the whole world, I just like to know your services are transparent and not creating a hole in my pocket. They may be good but I ain’t going to like the hidden charges aspect.

    Reply
  2. Barclay Bob says

    05/10/2018 at 11:53 pm

    I really wish they do that. They have got lots of nice features, their sensors and monitoring systems are amazing and all that but the costs of some things are not really encouraging

    Reply
  3. Damarco says

    05/10/2018 at 12:33 am

    Well someone actually suggested this to me and I’m kinda surprised to hear the hidden charges story. He didn’t really mention it and I have also been using it but haven’t noticed the extra charges. Is there like a particular group they do that to?

    Reply
  4. Iminathi says

    05/09/2018 at 3:27 pm

    Exactly, if they run their business on customers reviews, they would be out a long time ago. But still they offer very good deals and services and one just can’t leave them after subscribing. But seriously they should cut down on the hidden costs.

    Reply
  5. Johnny says

    05/09/2018 at 1:05 pm

    Self-setup and professional set up available but they have too many hidden charges and when you call customer service to ask for an explanation, they give you a term and you become lost. Though their service is still nice and I enjoy it…

    Reply
  6. Dorothy Davis says

    04/04/2018 at 10:25 am

    Having a problem processsing.

    Reply
  7. Jeff says

    05/25/2017 at 5:49 pm

    I am not sure why people say the service is bad. I never had an issue with their reps. Anytime I had an issue it was fixed within 72 hours. Seeing as this is a larger company and they have more people to care for, that timing is not bad at all.

    Reply
  8. Kevin says

    04/21/2017 at 3:15 pm

    The customer service with Safe Security is AWFUL! But… If you can look past that and know what you are doing, the equipment is great and the service is reliable. I have been with them now for 5 months and I am happy. I hate having to calling them for anything though. lol

    Reply

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