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You are here: Home / Home Security Systems / Best Self-Monitored Home Security Systems (2026): Top 5 No-Fee Options

10/31/2022 by William Eames Leave a Comment

Best Self-Monitored Home Security Systems (2026): Top 5 No-Fee Options

Last updated: February 2026

Self-monitored security systems let you protect your home without paying monthly monitoring fees. You get alerts on your phone when sensors trigger — and you decide whether to call the police, check your cameras, or dismiss the alert. Here are the best self-monitored systems for 2026.

Best Self-Monitored Security Systems at a Glance

#SystemBest ForEquipmentPro Monitoring
1AbodeBest overall self-monitoringFrom $199Optional ($6-20/mo)
2Ring AlarmBest for Amazon/Alexa homesFrom $200Optional ($10-20/mo)
3SimpliSafeEasiest self-monitoring setupFrom $250Optional ($16-28/mo)
4Wyze Home MonitoringUltra-budget optionFrom $50Optional ($4/mo)
5eufy SecurityBest for local storage (no cloud)From $200No

Self-Monitoring vs Professional Monitoring

Before choosing, understand the tradeoff:

Self-MonitoredProfessionally Monitored
Monthly cost$0$6-45/mo
Who respondsYou (via phone alerts)Monitoring center → police/fire
Response when you’re unavailableNobodyCenter dispatches anyway
False alarm feesNonePossible (city-dependent)
Insurance discountUsually none5-20% on homeowner’s insurance
Best forBudget-conscious, tech-savvyPeace of mind, families, travelers

The honest truth: Self-monitoring works great if you’re always near your phone. But if you sleep heavily, travel, or want guaranteed emergency response, professional monitoring is worth the cost. Many systems on this list offer both — start with self-monitoring and upgrade anytime.

1. Abode — Best Overall Self-Monitored System

Abode is our #1 pick for self-monitoring because it offers the most complete free tier in the industry. The free plan includes:

  • Real-time push notifications
  • Arm/disarm from anywhere
  • Automation rules (CUE engine)
  • Timeline history (7 days)
  • Geofencing (auto-arm when you leave)

Why it wins: Abode’s self-monitoring actually feels complete — you get geofencing, automation, and enough history to be useful. Other systems cripple the free tier to push you toward paid plans.

Smart home integration is unmatched: Apple HomeKit, Alexa, Google Home, Z-Wave, and Zigbee. No other self-monitored system supports HomeKit.

If you want pro monitoring later: Abode Connect ($6/mo) adds cellular backup, and Connect+ ($20/mo) adds full professional monitoring. No contracts ever.

Abode Starter Kit: $199

  • Smart Security Hub
  • Door/window sensor
  • Motion sensor
  • Key fob

2. Ring Alarm — Best for Amazon Homes

Ring Alarm offers solid self-monitoring with excellent Amazon ecosystem integration. The free tier includes:

  • Push notifications
  • Arm/disarm remotely
  • Alexa voice control
  • 30-day event history

The catch: Without Ring Protect Plus ($20/mo), you don’t get cellular backup — so if your WiFi goes down or an intruder cuts power, you won’t get alerts. Self-monitoring depends entirely on your internet connection.

Best feature: Ring Neighbors app gives you local crime alerts and lets you share camera footage with your community — free with any Ring device.

Ring Alarm Kit: $200

  • Base station
  • Keypad
  • Contact sensor
  • Motion detector
  • Range extender

3. SimpliSafe — Easiest Self-Monitoring

SimpliSafe is the simplest setup for self-monitoring — unbox, peel, stick, done. The free self-monitoring plan includes push notifications and basic arm/disarm control.

The catch: SimpliSafe’s free tier is limited. No camera access, no smart home integration, and no cellular backup without a paid plan. The Standard plan ($16/mo) adds a lot.

Best feature: SimpliSafe’s hardware quality punches above its price. The sensors are reliable, the base station has a built-in siren, and the system just works without tinkering.

SimpliSafe Starter Kit: ~$250

  • Base station
  • Keypad
  • 3 entry sensors
  • Motion sensor

4. Wyze Home Monitoring — Ultra-Budget

Wyze entered home security with aggressively low pricing: a starter kit for ~$50 and optional monitoring for just $4/month. The self-monitoring tier is completely free.

The reality check: Wyze’s security hardware is basic. Sensors work but lack the range and reliability of Abode or Ring. The Wyze Hub is a simple device without the smart home integrations of competitors. You’re getting what you pay for.

Best for: Absolute minimum budget. If $200 for an Abode or Ring kit is too much, Wyze gets you in the door.

5. eufy Security — Best for Privacy (No Cloud)

eufy by Anker stores everything locally — no cloud subscriptions, no monthly fees, ever. Their HomeBase acts as a local storage hub for cameras and sensors.

The appeal: True local storage means your video never touches the cloud. No subscription needed for camera recordings. Great for privacy-conscious users.

The limitation: No professional monitoring option. This is self-monitoring only, permanently. The ecosystem is also smaller than Ring or Abode — fewer sensor types and limited third-party integrations.

Self-Monitoring Tips

  1. Keep your phone charged and volume on — You ARE the monitoring center
  2. Set up multiple contacts — Most systems let you send alerts to family members too
  3. Use geofencing — Auto-arm when you leave so you never forget (how geofencing works)
  4. Add cameras — Push notifications are useless without being able to see what triggered them
  5. Consider a siren — A loud alarm deters intruders even without police dispatch
  6. Get cellular backup — Even on self-monitoring, cellular backup ensures alerts work if WiFi is cut

3-Year Cost: Self-Monitoring vs Pro Monitoring

SystemEquipmentSelf-Monitor (3yr)Pro Monitor (3yr)
Abode$199$199 total$919 (Connect+)
Ring$200$200 total$920 (Protect Pro)
SimpliSafe$250$250 total$1,258 (Interactive)
Wyze$50$50 total$194 ($4/mo)
eufy$200$200 totalN/A

Self-monitoring saves $700-1,000 over 3 years compared to professional monitoring. That’s real money — but only if you’re confident you’ll actually respond to alerts.

FAQ

Will police respond to a self-monitored alarm?

You need to call 911 yourself. Police don’t respond to unverified alarms — a monitoring center acts as the verified caller. With self-monitoring, you see the alert and make the call.

Can I get an insurance discount with self-monitoring?

Most insurance companies require professionally monitored systems with a certificate for discounts. Self-monitored systems typically don’t qualify. The discount (5-20%) often covers the monitoring cost anyway.

What’s the best self-monitored system for apartments?

Abode — wireless sensors, no drilling, no contracts, and the best free self-monitoring tier. See our renters security guide.

Can I switch from self-monitoring to professional later?

Yes — Abode, Ring, and SimpliSafe all let you add professional monitoring anytime without new equipment. It’s just a plan upgrade in the app.

Is self-monitoring safe enough?

For most people, self-monitoring plus cameras and a loud siren provides solid security. The siren alone deters most burglars (average break-in lasts under 10 minutes). Add cameras for evidence and deterrence. If you want guaranteed response when you’re unreachable, add professional monitoring — Abode starts at just $6/month.

Our Top Pick: Abode — the best free self-monitoring tier, widest smart home support, and seamless upgrade path to professional monitoring when you’re ready. No other system gives you this much for $0/month.

William Eames Alarm-reviews.net
William Eames

William is a tech buff and former corporate security officer turned cybercrime analyst. Computers have few secrets left for him, but home security and alarm systems… Well, those have plenty of secrets for their users, which William is now uncovering and explaining. His articles on home security helped many people take the matter seriously, invest in highly performing systems, and avoid becoming victims of burglaries.

Filed Under: Home Security Systems, Self Monitored Security Systems

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